IndustryPayment Expert · 2h ago
Where real-time data meets the credit file
By Louis Thompsett•June 23, 2026
The brief
The credit file updates monthly while money moves in real time. The agencies are now bolting live bank data on top of it, but the file itself still lags Payments now settle in seconds, but it can take weeks for a credit file to reflect them. The agencies behind those files only know what lenders […]
Original report
Payment Expert
Summary is editorial. Full reporting, images and rights belong to the source.
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